Woonsocket Radio News Room

Apply for FEMA Assistance to Help Cover Your Uninsured Losses

 

In some cases, it is not necessary to file a claim with your insurance company in order to be approved for FEMA assistance. If you know that your policy will not cover the damage that you incurred in the severe storms and flooding that took place Dec. 17-19, 2023 and/or Jan. 9-13, 2024 in Kent, Providence or Washington counties, you can simply submit insurance policy documentation with your FEMA application.

If you have insurance but know that it will not cover the damage to your home or personal property, you should provide FEMA with documentation supporting the non-coverage. For example, if you did not have flood insurance and know that your homeowners insurance won’t cover your flood damage, you do not need to file a claim with your insurance company. Instead, simply submit your insurance policy documentation when you apply for FEMA assistance.

Those who do have homeowners and/or flood insurance should file a claim with their insurance company. When you get your insurance settlement or denial, please send a copy to FEMA as soon as you can. If your insurance doesn’t cover all your home repair or rebuilding expenses, FEMA may be able to help. FEMA, however, can’t provide money for expenses covered by insurance or duplicate benefits from another source.

In any case, after you apply, FEMA will schedule a time for an inspector to visit your home to verify the loss or damage you reported. FEMA may ask you to send documents to verify your other expenses to complete your application.

How to Apply for FEMA Assistance

  •   Visit a Disaster Recovery Center. To find a center near you, go online to: DRC Locator, or text DRC along with your Zip Code to 43362 (Ex: DRC 02864)
  •   Call the FEMA Helpline at 800-621-3362. Help is available in most languages. The Helpline is available daily from 7 a.m. to 1 a.m. ET.
  •   Go online to DisasterAssistance.gov.
  •   Download the FEMA mobile app, available at Google Play or the Apple App Store.

Help is available in most languages. If you use a relay service, such as video relay (VRS), captioned telephone or other service, give FEMA the number for that service. To view an accessible video about how to apply visit:

.

For the latest information, visit  4765 | FEMA.gov and 4766 | FEMA.gov. Follow the FEMA Region 1 account at Twitter twitter.com/FEMARegion1 or the Facebook page at facebook.com/FEMA.

For updates on the Rhode Island response and recovery, follow the Rhode Island Emergency Management Agency on Twitter at  twitter.com/RhodeIslandEMA, on Facebook at www.facebook.com/RhodeIslandEMA, or visit www.riema.ri.gov. 

 

The State Department is issuing a worldwide threat over violence against the LGBTQ+ community. As Pride Month approaches, Secretary of State Antony Blinken said members of the community "continue to face insidious forms of stigma and discrimination." The department advises U.S. citizens overseas to "exercise increased caution" because of the potential for foreign terrorist organization-inspired violence against people and events.        Aid is moving into the Gaza Strip today on a temporary pier constructed by the U.S. military. The pier is part of an effort to get supplies into the war shattered region where hundreds of thousands face hunger and a humanitarian crisis. The area has seen heavy fighting ever since the October 7th attack on Israel by the Palestinian militant group Hamas.        A man is under arrest for allegedly slugging actor Steve Buscemi [[ boo-SHEM-ee ]] earlier this month. Cops say 50-year-old Clifton Williams, who's homeless, punched the actor in an unprovoked attack as he was walking on a Manhattan street last week. The NYPD said they identified Williams from surveillance video. Buscemi was left with a black eye and swollen cheek and has not yet commented on the incident.        Tempers flared at a House hearing Thursday after Republican Marjorie Taylor Greene attacked the appearance of Democrat Jasmine Crockett. The House Oversight Committee was debating whether to hold Attorney General Merrick Garland in contempt of Congress when Greene and Crockett began arguing, and Greene said "I think your fake eyelashes are messing up what you're reading." Crockett later implied that Greene had a "bleach blonde bad built butch body."        Frontier Airlines will stop charging fees for customers to change flights. The company announced the change as part of a pricing model overhaul. The budget airline is known for bringing in customers with low base fares and charging for everything else. But with the Biden administration beginning stricter rules for "junk fees," Frontier will now begin offering packages that include those add-ons instead.        The NHL's Stanley Cup Playoffs feature two games tonight. In the East, the Florida Panthers will attempt to eliminate the Bruins in Boston in game six of their series. The Panthers hold a three games to two lead. In the West, the Colorado Avalanche will look to avoid elimination against the Dallas Stars in game six       

Old News Archives